- Free ATMs Anywhere
- Earn up to 1.00% APY
- No Minimum Balance Required
- No Monthly Service Fee
- Free Online & Mobile Banking
- Free Online Bill Pay
Note: APY = Annual Percentage Yield. Rates subject to change. To earn highest APY, you must meet the basic account requirements to maintain Maximum Checking, receive monthly bank statements and account notices electronically through Online Banking AND use your LegacyTexas debit card at least 15 times per month for purchases that POST before month end. If all requirements are met, account pays 1.00% APY on balances $0 - $24,999 and 0.05% APY on all balances $25,000 and over. If requirements are NOT met, rate is 0.01% APY. Click here for current rates.
To maintain Maximum Checking, you must receive a monthly direct deposit OR use Bill Pay to make at least ONE bill payment that POSTS before month end. If requirements are not met, account may be converted to Free Checking. One account per primary owner. Minimum $100 to open. LegacyTexas will not charge an ATM fee and will refund fees charged by ATM owners. Foreign ATM fees and refunds will appear separately on your statement. International conversion fees excluded.
Compare all personal checking accounts by visiting here: https://www.legacytexas.com/personal-banking/checking/compare-accounts.html
View current interest rates by visiting here: https://www.legacytexas.com/all-rates.html
